PROFESSIONAL DESIGNATIONS AND LICENSES:

Indiana Certified General Appraiser

Illinois Ceritified General Appraiser

Kentucky Certified General Appraiser

IFAC - Counselor Designation, earned 1993 - National Association of Independent Fee Appraisers,

CERA – National Association of Environmental Risk Auditors

Level I & II Certified Assessor – Appraiser

Certified as tax representative – Indiana Depart of Local Government Finance

DAC – Canadian National Association of Real Estate Appraiser

Broker - License REB 1347085. State of Indiana, 1979

PROFESSIONAL MEMBERSHIPS:

National Association of Independent Fee Appraisers
National Association of Realtors Incorporated
Indiana Association of Realtors Incorporated
Evansville Area Association of Realtors
Employee Relocation Council, Affiliate Member
Real Estate Appraisal Section, National Association of Realtors
National Association of Environmental Risk Auditors
International Right of Way Association
Canadian National Association of Real Estate Appraisers
National Association of Environmental Risk Auditors

REAL ESTATE APPRAISAL INSTRUCTOR:

National Association of Independent Fee Appraisers - Certified to teach 28 courses and seminars nationwide.
Indiana Vocational Technical College Southwest - Evansville, Indiana 6 courses.

EDUCATION

F. J. Reitz High School, Evansville, Indiana 1960-1964
         Vocational Agriculture Major, State Farmer Degree
Purdue University, West Lafayette, Indiana 1964-1968
         B.S. Agricultural Economics
American Institute of Banking, University of Evansville, 27 credit hours 1968-1975
Dale Carnegie Course 1970
Dune & Bradstreet Credit Analysis Course 1972
National Association of Independent Fee Appraisers:
         Residential Real Estate Appraisal Course 1978
         Farm, Ranch, and Rural Appraisal Course 1979 & 1993
         Income Property Appraisal Course 1982
         Condemnation Appraisal Seminar 1984
         National Instructors Seminar, St. Louis, Missouri annually 1986 thru present
         R-41C Regulation Seminar 1987
         Relocation Report Writing Seminar 1988
         Economics of Historic Preservations Seminar 1989
         URAR Report Writing Seminar 1989
         Narrative Report Writing Seminar 1989
         Professional Standards 1990, last update 2002
         Condemnation Appraising 1991
         Concepts, Terminology, and Technology 1991
         Techniques of Income Property Appraising 2.2 1993
         New URAR Form 1993
         Litigation Valuation 1994
         Limited Scope Appraisals 1994
         HUD Review Requirements Course 1997
         HUD 203K Program Course 1997
         Alternative Appraisal Report Form for 1997
                  Limited Appraisal Assignments
         The Internet and the Appraisal Practice 1998
         Valuing Undivided Fractional Interest 2000
         Historic Appraising 2000
         Roadmap 2000 Capitalization & Terminology 2000
         Blue Print Reading 2000
         Valuing Undivided Fractional Interest 2003
          Indiana Law 2003
Indiana State Board of Tax Commissioners
         Level I Certified Assessor - Appraiser 2001
         Level II Certified Assessor - Appraiser 2001
         Assessors Operation Manual 2003

National Association of Environmental Risk Auditors:
Principles and Practices of Environmental Risk Auditors 101 1991 & 1996
Environmental Screen Report Writing 102 1991 & 1996
Principles and Practices of the Site Assessment 301 1996
On Site Assessing and Testing 302 1996
Report Writing and Marketing 303 1996
Appraising Environmentally Impacted Properties 401 1996

International Right of Way Association
Engineering Plan Development and Application 901 1998
Metrics for the Right of Way Professional H001 1998

ERA Real Estate Training Seminars:
Real Estate Sales and Marketing 1985
Commercial Investment Property Valuation 1986
Commercial Investment Property Analysis & Marketing 1986
Business Valuation 1986

Indiana Approved Real Estate Salesperson Course 1979

American Management Association:
Essentials of Management 1981
How to Improve Managerial Communications 1981
Making Delegation Work for You 1982
How to Improve Managerial Performance 1982

Wilson Learning Corporation:
Managing Interpersonal Relationships 1983
Numerous Seminars through Production Credit Association 1975-1985
On credit administration, legal aspects of lending and collection, security documentation and lien perfection, real estate and chattel appraisals.

Commercial-Investment Real Estate Council:
Fundamentals of Real Estate Investments and Taxation, Atlanta, Georgia 1986

Fundamentals of Location and Market Analysis, Dallas, Texas 1986
Advanced Real Estate Taxation and Marketing Tools for Investment
Real Estate, Denver, Colorado 1986
Impact of Human Behavior on Commercial-Investment Decision
Making, Atlanta, Georgia 1987

Re-Certification of Appraisal Designation

The National Association of Independent Fee Appraisers has a mandatory program of continuing educationfor designated members. Those who meet the required standards of the program are considered to have been re-certified. I am certified under this program through December 31, 2008.

PROFESSIONAL BACKGROUND:

1986 - present Independent Appraisers-Consultants, Inc.
Evansville, Indiana.

President - Appraisals and consultants for any real estate and financial transactions.
Indiana State Certified General Appraiser - Qualified to appraise:
Residential, Multi family, Commercial/Industrial, Farms, Land, Underground mineral value, Litigation and Condemnation, Feasibility studies, Environmentally impacted properties, Phase I environmental.

1985 - 1986 ERA Steve Thompson Realty, Inc.
Evansville, Indiana

Commercial Investment Division
Sales and consultant of commercial and investment properties and appraisals. Manager of property management division.

1975 - 1985 Southwestern Indiana Production Credit Association
Huntingburg, Indiana

Agricultural lending company which served 17 counties in Southwestern Indiana. During my tenure with PCA, I held increasing positions of authority and responsibility from assistant manager of the Evansville Field Office to vice-president of credit of the association. Major areas of responsibility were processing and disbursing loans at the field office level to directing and monitoring lending functions as vice-president credit; developed lending computer record-keeping system available to farmers; managing all loan related assets including high-risk loans, foreclosures, bankruptcy, acquired property and sales contracts; performing internal credit reviews of the association; real estate appraisals and real estate reviews of farm and rural housing property; personal property analysis and reviews of the same with comprehensive reports to the board of directors and the Federal Intermediate Credit Bank of Louisville, Kentucky.

1968 - 1975 Old National Bank
Evansville, Indiana

Branch operations and agricultural representative. handled all agricultural loan business for the bank; as well as real estate, commercial, and installment lending at the west side branch; assisted with all areas of branch operations.

Given Testimony In : U. S. Bankruptcy Court, Southern Indiana District, Evansville and Terre Haute Divisions; many of the Circuit and Superior Courts in the southwestern counties of Indiana.

OFFICES HELD IN CIVIC AND BUSINESS COMMUNITY:

State of Indiana Appraiser of the Year 2000 NAIFA

Evansville Chapter Appraiser of the Year 2000 NAIFA

National Director National Association of Independent Fee Appraisers 1998-2002

National Professional Standards Committee, 1994-1995, NAIFA

National By Law Committee, 1999-2003, NAIFA

National Educational Committee, 2004 – 2005, NAIFA (Chairman 2004)

Indiana Director: National Association of Independent Fee Appraisers, 1997.

Indiana State Deputy Director: National Association of Independent Fee Appraisers, 1995 & 1996.

President: Evansville Chapter, NAIFA, 1987 & 1994.

President: Vanderburgh County 4-H Club Association 1991-1992.

Secretary-Treasurer: Indiana Society of Agri-Bankers, 1975.

President: Southwestern Indiana Agri-Bankers, 1975.

Treasurer: Vanderburgh County 4-H Club Association, 1972-1986

Member: Vanderburgh County Fair Association, 1970 - present.

Chairman: Vanderburgh County Fair Livestock Auction Committee, 1972-1983.

Chairman: Vanderburgh County Fair Amusement Rides, 1970-1972.

Superintendent & Asst. Superintendent: Beef Cattle Department - Vanderburgh County Fair, 1969-Present.

Adult Leader: Scott Achievers 4-H Club, 1970 - 2001.

President: Hadi Shrine White Horse Patrol AAOMS 1985 and 1995

Awarded Vanderburgh County Rural-Urban Agricultural Interest Award

Commissioned Kentucky Colonels

PARTIAL LIST OF CLIENTS SERVED:

Old National Bank Trust Department, Evansville, Indiana

Production Credit Association (Farm credit association)

Federal Intermediate Credit of Louisville, Kentucky

Edward W. Johnson, Attorney, Evansville, Indiana

William W. Deems, Attorney, Evansville, Indiana

Edwin W. Johnson, Attorney, Evansville, Indiana

Howard Lytton, Attorney, Jasper, Indiana

Steve Ripstra, Attorney, Jasper, Indiana

American General, Evansville, Indiana

Cynthiana State Bank, Cynthiana, Indiana

Lakeland Mortgage, Carmel, Indiana

Precedent Financial Corporation, Indianapolis, Indiana

Associates Financial, Indianapolis, Indiana

John Weyerbacher, Attorney, Boonville, Indiana

Aluminum Company of America, Newburgh, Indiana

First Indiana Bank, Evansville, Indiana

Star Mortgage Incorporated, Newburgh, Indiana

Elberfeld State Bank, Elberfeld, Indiana

Fifth Third Bank, Evansville, Indiana

Indiana Department of Transportation, Indianapolis, Indiana

Countrywide Home Loans, Evansville, Indiana

Associates Relocation Management, Irving Texas

APPROVED AS AN APPRAISER FOR:

Old National Bank, Evansville, Indiana

Banc One Mortgage, Indianapolis, Indiana

Indiana Department of Transportation

Veterans Administration

Federal Housing Administration #2255

Bright Mortgage Company, Indianapolis, Indiana

Aluminum Company of America, Newburgh, Indiana

Star Mortgage Incorporated, Newburgh, Indiana

Precedent Financial Corporation, Indianapolis, Indiana

Elberfeld State Bank, Elberfeld, Indiana

Old National Bank, Evansville, Indiana

Chemical Financial Services Corporation, Cleveland, Ohio

United Federal Savings Bank, Vincennes, Indiana

Household Bank/Household Mortgage Services, Wood Dale, Illinois

Great Financial Corporation, Owensboro, Kentucky

First Union Corporation, Charlotte, North Carolina

Prudential Relocation, Schaumburg, Illinois

First Indiana Bank, Indianapolis, Indiana

Fifth Third Bank, Evansville, Indiana

Banc One Mortgage, Indianapolis, Indiana

Indiana Department of Transportation, Indianapolis, Indiana

Countrywide Home Loans, Evansville, Indiana

Associates Relocation Management, Irving, Texas

Gold Banc Mortgage, Kansas City Mo.

Type of properties appraised:

Appraisals for:

Clients